Mastercard Debit Card

Available for all account types (Current / Savings / Salary Transfer Account)

Benefits:

  • Round-the-clock access to your funds (to pay or withdraw) via all ATMs, websites, and point of sale (POS) locally and overseas.
  • Extra safety provided by the card’s chip and PIN (at chip-ready ATMs) and OTP (one time password) for online shopping
  • Daily ATM withdrawal limit: IQD 2 million
  • Daily online purchases up to IQD 2 million
  • Option to have multiple cards with one account
  • Instant Statement of Account
  • Round-the-clock support: simple dial 6551 locally – and (+964) 7805 444 666 outside Iraq

 

Mastercard Credit Card

For safe and convenient shopping with competitive perks.

MBI Credit Cards are accepted at millions of ATMs, point of sale (POS) and  electronic websites, locally and overseas, with an OTP (one time password) for extra fraud prevention

With the Credit Card you can always shop and pay with confidence, and benefit from card usage anytime and anywhere you may need it.

Credit Card Eligibility:

  • Must be Public Sector employee (and holding Iraqi citizenship); or a Private Sector employee (of any nationality including Iraqis)
  • Credit card against cash collateral
  • Applicant’s age between 25 and 60 years of age

 

MBI Mastercard Credit Card – SILVER

  • Minimum card limit: USD 500
  • Maximum card limit: USD 1,500
  • Competitive interest rates
  • Credit limit up to x3 the monthly salary (for salary transfer customers)
  • Availability of supplementary cards
  • Monthly payment of as low as 5% of the balance (minimum of $25 per month)
  • Grace period up to 45 days
  • Chip & PIN technology: provides extra security against fraud (when used at  POS or ATMs that are chip-enabled)
  • Credit card may be issued against cash collaterals
  • Round-the-clock support: simple dial 6551 locally – and (+964) 7805 444 666 outside Iraq

 

MBI Mastercard Credit Card – GOLD

  • Minimum card limit: USD 1,500
  • Maximum card limit: USD 3,000
  • Competitive interest rates
  • Credit limit up to x3 the monthly salary (for salary transfer customers)
  • Availability of supplementary cards
  • Monthly payment of as low as 5% of the balance (minimum of $25 per month)
  • Grace period up to 45 days
  • Chip & PIN technology: provides extra security against fraud (when used at  POS or ATMs that are chip-enabled)
  • Credit card may be issued against cash collaterals
  • Round-the-clock support: simple dial 6551 from 8.30 AM to 3.30 PM from Sunday to Thursday and locally and international – by calling (+964) 7805 444 666 for cards services

 

MBI Mastercard Credit Card – TITANIUM

  • Minimum card limit: USD 3,000
  • Maximum card limit: USD 5,000
  • Competitive interest rates
  • Credit limit up to x3 the monthly salary (for salary transfer customers)
  • Availability of supplementary cards
  • Monthly payment of as low as 5% of the balance (minimum of $25 per month)
  • Grace period up to 45 days
  • Chip & PIN technology: provides extra security against fraud (when used at  POS or ATMs that are chip-enabled)
  • Credit card may be received against cash collaterals
  • simple dial 6551 from 8.30 AM to 3.30 PM from Sunday to Thursday and locally and international – by calling (+964) 7805 444 666 for cards services

 

MBI Mastercard Credit Card – PLATIMUM

  • Minimum card limit: USD 5,000
  • Maximum card limit: USD 10,000
  • Competitive interest rates
  • Credit limit up to x3 the monthly salary (for salary transfer customers)
  • Availability of supplementary cards
  • Monthly payment of as low as 5% of the balance (minimum of $25 per month)
  • Grace period up to 45 days
  • Chip & PIN technology: provides extra security against fraud (when used at  POS or ATMs that are chip-enabled)
  • Credit card may be received against cash collaterals
  • simple dial 6551 Round-the-clock support: simple dial 6551 from 8.30 AM to 3.30 PM from Sunday to Thursday and locally and international – by calling (+964) 7805 444 666 for cards services

 

Required Documents:

For Iraqis

  • Unified National ID Card
  • Alternatively: National Identification Card + Iraqi Citizenship Certificate
  • Work pass (if applicable)

For non-Iraqis

  • Travel Passport + valid resident/working visa

 

Document Requirements when applying for a Credit Card:

For Salary Transfer Account holders:

  • Salary statement addressed to “Mansour Bank for Investment” stating the employment starting date, nature of work, nominal and gross salary, and net monthly salary
  • Completed credit card application
  • Acknowledgement authorizing the deduction of the value of the installment from salary
  • Verified certificate authorizing the collection of the Balance of due installments from the borrower and guarantors

To apply for Credit Card against Cash Collaterals

  • A signed standing authorization permitting the withholding of cash collaterals against credit facilities
  • Completed credit card application